You take the late call.
Staff builds the petition packet.

Richard — when someone calls at 9pm because a wage garnishment hits Monday, the consult is the easy part. The hard part is everything after you hang up: the incomplete file, the missing paystubs, the Saturday reconstruct before the 341. This is an Agent Staff already shaped for Fonfrias Law Group — Chicago Money Lawyer’s financial-rescue leftover lane. Modify it any way you want.

Built for your practice

Fonfrias Law Group, LLC · Chapter 7 / 13 / 11 · foreclosure & creditor defense · debt renegotiation · tax & loan-mod work. Based on chicagomoneylawyer.com and how a consumer-bankruptcy managing partner actually works a file.

Default model on every agent: Grok 4.3 High (Spark build host).

How the team works together

LATE CALL / WEB INTAKE

→

INTAKE

→

DOCUMENTS

→

FOLLOW-UP

→

CRITIC

→

PACKET

Sequential leftover pipeline — not a star with the phone call in the middle.

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Intake

Opens the matter from the late call or web form. Captures urgency (garnishment, foreclosure, repo, lawsuit). Starts the Ch7 vs Ch13 document checklist.

flg-documents

Documents

Chases paystubs, tax returns, bank statements, creditor matrix. Assembles petition schedules into a working packet.

flg-followup

Follow-up

Owns court/creditor/client deadlines, 341 prep reminders, and missing-doc loops so nothing dies in your personal inbox.

flg-critic

Critic

Blocks invented “verified” facts. Rolls back incomplete petition claims before they poison the board.

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Packet / CoS

Hands you an attended Evidence Passport — claims with receipts — not a rubber-stamp “please approve?” pile.

Simulation runs (Spark)

Two realistic scenarios run on the Spark build host. Outputs below are from the live team rehearsal.

Scenario A — New Chapter 7 lead

Wage garnishment MondayMissing paystubs + 2024 return

SCENARIO A — Jordan Lee · Ch7 lean · wage garnishment Mon Sep 14 Model: grok-4.3 · reasoning high · Spark spark-2bee INTAKE • Urgency: garnishment hits next paycheck (Northside Logistics LLC) — CLIENT_STATED • Income ~$1850 biweekly — CLIENT_STATED / undocumented • Missing: last 2 paystubs, 2024 return, bank stmts, creditor matrix — all UNKNOWN • Chapter lean Ch7; NDIL assumed; packet stub to Documents + Follow-up DOCUMENTS • Chase list owned by client; unsent email/SMS for Rich (garnishment Monday — 4 items TODAY) • All schedules Incomplete — “Incomplete does not equal fileable” • Blockers: no documented income; stated $1850 cannot feed means test CRITIC → PASS • No invented “verified” income; no ready-to-file language • Protects the license by refusing to manufacture certainty PACKET (Evidence Passport) → DO NOT FILE YET — HUMAN REVIEW REQUIRED • Hands Rich an attended packet with chase language, not a rubber-stamp inbox

Scenario B — Active Chapter 13

Foreclosure sale in 21 daysIncomplete Schedule I/J + HOA arrears

SCENARIO B — Morgan Rivera · alleged foreclosure ~21 days · Ch13 lean Model: grok-4.3 · reasoning high · Spark spark-2bee FOLLOW-UP • Same-day + 48h cadence (critical sale window) • Missing: Schedules I/J + HOA arrears docs • Escalation note for Rich drafted CRITIC → FAIL • Caught PLACEHOLDER-CH13-2026-8841 treated as an active NDIL case • Required rollbacks: strip “active Ch13”, remove fake case # from client drafts • “Packet cannot be presented as an active matter” PACKET (after rollback) • Chapter: Ch13 (intake only — no petition filed; no case number) • Decision asks for Rich (authorize outreach / hold / assign 48h owner) • Corrected unsent drafts — honesty restored before the client sees it This is the critic+rollback honesty you sell: one wrong “verified” at the hub would poison the board. Stages exist so the cascade stops first.

What this is for

You asked what the workload looks like in more detail. This is the answer in working form: a staff that turns the leftover after the call into a petition packet you can walk into — with a critic that keeps honesty in the file.

Agent Staff Stand-Up is a working Hermes team for your practice, then a retainer to keep it running. Everything here can be renamed, re-routed, or expanded (creditor-defense lane, tax-lien lane, business Ch11).